Terms of Service

finnMCP is a hosted, multi-tenant connection layer. It lets the people in your organisation connect the AI assistants of their choice (“AI Clients”, for example Claude, ChatGPT or Microsoft Copilot) to the accounting companies they have access to in third-party accounting systems such as Xero and QuickBooks Online (“Accounting Systems”), using the Model Context Protocol.

We do not own, develop, train, host, operate or supply any AI model or AI Client. AI Clients are provided by third parties under their own terms, which you agree to separately. We do not control what an AI Client decides to do, which tools it calls, what it writes or how it interprets your instructions.

finnMCP does not provide accounting, bookkeeping, tax, legal, audit, financial or investment advice, and nothing produced through the Service is such advice. You and your professional advisers remain responsible for all professional judgements and for the books of every company you work in.

Features such as previews, read-only companies, validation checks and the activity log are aids. They reduce risk but do not remove it, and they do not shift responsibility for an AI Client's actions to us.

The Service is for business use only. You must be at least 18 and use the Service for your trade, business or profession. It is not offered to consumers.

Your organisation is managed by its owners and admins, who invite members and assign seats. Only members with an assigned seat may use the Service from an AI Client. You are responsible for everyone you invite, for keeping sign-in credentials secure, and for all activity under your organisation. Tell us promptly at support@finnmcp.com if you suspect unauthorised access.

Each member connects companies with their own login to the Accounting System. You must only connect companies you are authorised to access, and only for purposes your clients have agreed to.

The Service depends on services we do not control, including Accounting Systems (such as Xero and Intuit QuickBooks), AI Clients and their providers, and payment and infrastructure providers. Your use of them is governed by their own terms and privacy policies. We are not responsible for their availability, accuracy, security, pricing or changes, including changes to their APIs that reduce or remove functionality of the Service.

finnMCP is an independent product. It is not made, endorsed or supported by Xero Limited, Intuit Inc., Anthropic, OpenAI, Microsoft, xAI or any other provider whose products it works with. All trademarks belong to their respective owners.

The Service is sold as a monthly subscription priced per assigned seat. Prices are shown on our website and at checkout, are stated excluding VAT and other taxes, and are charged in the currency shown at checkout. You are responsible for all applicable taxes.

• Subscriptions are billed monthly in advance and renew automatically each month until cancelled.
• When seats are assigned or released, the subscription quantity is adjusted automatically and the change is prorated on your next invoice.
• Payments are processed by Stripe. By subscribing you authorise us, through Stripe, to charge your payment method for all fees when due.
• If a payment fails, we may suspend access to the Service until the outstanding amount is paid.
• We may change prices with at least 30 days' notice by email. A change applies from your next billing period after the notice period; if you don't agree, you can cancel before it takes effect.

Cancellations and refunds are covered by our Refund Policy, which forms part of these Terms.

We may offer a free trial with the limits shown on our website. No payment details are needed for the trial, and it ends automatically unless you subscribe. Sections 2 and 12 apply in full during a trial, which is provided without any warranty.

“Customer Data” means data from your Accounting Systems and other content you or your AI Clients send through the Service. As between us, you own Customer Data. You grant us the rights we need to host, transmit and process Customer Data to provide, secure and support the Service.

Bookkeeping data is read from and written to your Accounting Systems while a request runs and is not kept as a copy by us, apart from an optional short-lived cache you can switch off. We store account information, encrypted access tokens for the Accounting Systems and metadata about requests (who, which company, which tool and the outcome) as described in our Privacy Policy.

For personal data in Customer Data, you are the controller and we act as your processor. Our data processing terms are available on request at support@finnmcp.com and apply where required by the EU General Data Protection Regulation.

You must not, and must not let anyone or any AI Client:

• use the Service unlawfully, fraudulently, or to falsify accounts or records;
• access companies or data you are not authorised to access;
• probe, disrupt, overload or bypass the security or rate limits of the Service or of any Accounting System;
• resell, sublicense or provide the Service to third parties except as part of your own professional services;
• reverse engineer the Service, except where the law does not allow this restriction.

We may suspend access immediately if we reasonably believe these rules are being broken or the Service is at risk.

We own the Service and all rights in it. We grant you a non-exclusive, non-transferable right to use the Service during your subscription, for your internal business purposes and in line with these Terms. If you send us feedback, we may use it without obligation to you.

Each party will keep the other's non-public information confidential, use it only to perform this agreement, and protect it with reasonable care. This does not apply to information that is public, already known, independently developed or rightfully received from someone else, or that must be disclosed by law.

To the maximum extent permitted by law, the Service is provided “as is” and “as available”. We disclaim all warranties, express or implied, including fitness for a particular purpose, merchantability, accuracy and non-infringement. We do not warrant that the Service will be uninterrupted or error-free, that data returned from Accounting Systems is accurate or complete, or that any output of an AI Client is correct.

To the maximum extent permitted by law:

• Aspen Point Group AB is not liable for any indirect, incidental, special, consequential or punitive loss or damage, or for any loss of profit, revenue, business, goodwill, data or anticipated savings, however caused;
• Aspen Point Group AB is not liable for any loss or damage described in section 2, or for acts or omissions of AI Clients, Accounting Systems or other third parties;
• Aspen Point Group AB's total liability arising out of or relating to the Service or these Terms, in any twelve-month period, is limited to the fees you paid us for the Service in the twelve months before the event giving rise to the claim.

These limits apply whatever the legal theory (contract, tort including negligence, or otherwise), and even if we were told the loss was possible. Nothing in these Terms limits liability that cannot be limited by law, such as liability for wilful misconduct or gross negligence.

You will defend, indemnify and hold harmless Aspen Point Group AB and its officers, employees and contractors from any claim, loss, liability, penalty or expense (including reasonable legal fees) arising from your use of the Service, the actions and outputs of AI Clients connected to your account, your instructions, your Customer Data, your breach of these Terms, or claims by your clients or any third party relating to work done with the help of the Service.

These Terms apply from when you first use the Service until your account is closed. You can cancel your subscription at any time as described in the Refund Policy. We may terminate for convenience with 30 days' notice, or immediately if you materially breach these Terms or fail to pay.

When access ends, connections to Accounting Systems are revoked, stored access tokens are deleted and AI Clients can no longer use the Service. Data in your Accounting Systems is unaffected. Sections that by their nature should survive, including sections 2, 9, 10, 11, 12, 13, 16 and 17, survive termination.

We continually develop the Service and may add, change or remove features. We may update these Terms; for material changes we will give at least 30 days' notice by email or in the Service. Continuing to use the Service after changes take effect means you accept them. If you don't, you can cancel before they take effect.

These Terms are governed by the laws of Sweden, without regard to its conflict-of-laws rules. Disputes will be settled exclusively by the Stockholm District Court (Stockholms tingsrätt) as the court of first instance, unless we agree otherwise in writing.

• These Terms, together with the Privacy Policy, Refund Policy and any order or data processing terms, are the entire agreement between us and replace any earlier understanding.
• You may not assign these Terms without our consent. We may assign them in connection with a merger or sale.
• Neither party is liable for delays caused by events beyond its reasonable control, including failures of Accounting Systems, AI Clients or infrastructure providers.
• If any provision is unenforceable, the rest remain in force and the provision is applied to the extent allowed.
• Failure to enforce a provision is not a waiver of it.
• Notices to us go to support@finnmcp.com; notices to you go to the email address of your organisation's owner.

Aspen Point Group AB (org. no. 559377-7716), Sweden. Email support@finnmcp.com.